Terms of Use and Disclaimer

The information on this website is the property of Navigating Life Changes, TN Valley Business Network, and SAV-Enterprises and may not be reproduced or used in any manner without the express written permission of SAV-Enterprises or one of its divisions.  Navigating Life Changes obtains its information from various sources including user-submitted ratings and reviews that it believes to be reliable. However Navigating Life Changese makes no representations or warranties, express or implied, as to the accuracy or timeliness of its information, and cannot be responsible or liable for any errors or omissions in its information or the results obtained from the use of such information because of the possibility of human and mechanical error as well as other factors.  The healthcare provider and other professional’s ratings are statements of opinion and not statements of fact or recommendations to utilize any healthcare provider or professional’s services and do not constitute medical advice. Users are solely responsible for determining whether the information provided is suitable for their purposes.  Any reliance on the information is at the users’ sole risk. Users should obtain any additional information necessary to make an informed decision. Navigating Life Changes assumes no responsibility or liability for any advice, treatment, or services rendered by any hospital, physician, or other healthcare provider, healthcare facility or health plan or other professional featured on the navigatinglifechanges.com website.  Navigating Life Changes and its licensors, suppliers and affiliates (collectively, the “Affiliates”), and the directors, officers, agents, and representatives of each, assume no (and hereby disclaims all) responsibility or liability of any kind, for any advice, treatment or other services rendered by any Healthcare Provider, or for any malpractice claims and other claims that may arise directly or indirectly from any such advice, treatment or other services. Third Party materials included herein protected under copyright law. All rights reserved. Users of the Navigating Life Changes Directory agree to the Terms of Use of this site.  More information can be found in Navigating Life Changes our User Agreement. Navigating Life Changes is not responsible for and does not ascertain the validity of user-submitted ratings or other posts.

Users agree to post only truthful, non-libelous, and relevant ratings and posts.

Users agree not post for-pay ratings, or engage in “astro-turfing”.

Users agree will not post multiple ratings for a single doctor unless more information is needed for

The information provided on navigatinglifechanges.com does not constitute a medical opinion, and no information provided should be used without consulting a physician.

Violators of this Terms of Use agreement may be prosecuted to the fullest extent of the law.

Use of this website constitutes acceptance of this agreement.

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